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I'm James Lockhart!
Your Gold Coast Mortgage Broker for buying your home.
We focus on solutions - we love getting people approved to buy, after they've been told 'no'.
And we're very good at this, because we take the time to understand what makes your position unique, so we can deliver a truly personal solution for you.
We won't just tell you what you can buy in your current position.
We give you a unique plan for how to increase your borrowing capacity, to secure the home you want.
But we don't stop at finance... Buying is exciting, but can be stressful.
We make buying easy with our concierge service - managing one of your most important life events through to settlement.
The Home Buyers Club exists to bring unique solutions and make home buying easy.
So join the Club and let's get you into your home.
Our Solution: Your Home Strategy
Your next home
in 4 simple steps
Tailored Strategy
We complete a thorough investigation of your financial position, to provide a personalised and accurate solution for you.
We identify hurdles we need to navigate, along with strategies and structure to maximise your purchasing power.
Clear Direction
This is Your Home Strategy: Everything you need to know to make an informed decision.
We will advise:
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How much you qualify to purchase
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How much you can borrow
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Your future repayments to set an affordable budget
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Your personal strategy and how we will get you approved
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Your next steps to buying your home
Fast Approval
This is where we get you approved, then settled.
We work fast: Sellers won’t wait for you, so you won’t wait for us.
Seamless Settlement
Buying your home made easy.
Personal support - answering your questions and assisting you from start to settlement.
Daily updates, because buying is stressful when you're waiting for approval.
We manage everything so you can focus on what matters: choosing your home and preparing to move.
Buying your home should be exciting, not overwhelming, so we strive to protect your peace of mind.
Don't take our word for it
Hear from our clients
"My experience with James has been ongoing for years. He and his team have been helpful and supportive, Blair was a miracle worker and I would not hesitate to recommend their services.
They have helped me achieve my dream and I will be forever grateful."
Perth
"The HBC crew are property financing wizards. James and the team have done a few property acquisitions for us now, they were extremely hassle-free and their knowledge in structuring the loans for future investment purposes has set us up for the future. Seriously grateful for their work and highly recommended."
Tamborine Mountain
"From start to finish, their communication was flawless – clear, prompt, and always reassuring. They took the time to truly understand our situation and found us an amazing lending product that exceeded our expectations. What really stood out was how they kept us in the loop every step of the way, making the whole process smooth and stress-free."
Gold Coast
What makes the home buyers club different?
Daily Communication
We keep you updated before you even need to ask, so you’re never left wondering what’s happening.
The Winners Buyers
Proven strategies to strengthen your offer without simply paying more.
James Lockhart
Director & Mortgage Broker
Home Buyers Club
James loves problem solving and excels at finding solutions to get borrowers approved. For the past 4 years, he’s been the ‘go to’ broker for people turned away by other brokers as ‘too hard’ and ‘not ready’.
The Home Buyers Club was founded to bring unique solutions to people at this critical point in their lives.
We’ve bought our homes, we know how exciting it is, but also how anxious you can feel. So we treat your purchase like it's our own.
In his personal life, James enjoys spending time with his wife, Millie, and kids, Noa, Hazel & Margaux. You can catch him surfing Burleigh, he enjoys drumming, tasting wine and spending time with friends and family.
